To be more educated or not?

...That is, more educated in the formal sense.  I think nothing can replace real world experience.  However, one of the questions that have been on my mind for the past year or so is if I should be going back to school.  I'm 24 and I got a couple of years of work experience under my belt.  I recently got engaged.  If there was ever a time to go back to school, now seems like as good of a time as any. If I decided to go back to get more education, should I go for a Masters of Science or an MBA?  In the industry I'm in, I find that a Masters in Computer Science or Engineering is not really rewarding as it was for my dad's generation from a career perspective.  Today's smart IT employers focus on what you've done, created, or built more than what you have studied in a classroom or years of work experience (which I think is great). I think if I go back to school for a Masters, my reasons for going would be to surround myself with smart hackers and really dig deep into exciting research. I strongly believe that to get the most out of Masters program, you need to be there for the right reasons. Go back to school to learn more, not to get ahead in a career. On the other hand, an MBA seems much more of a career booster and would give me the businessy-types of skills that I haven't been formally trained with.  The part about this that doesn't excite me is all the finance and accounting kinda courses that I don't seem myself really leveraging in my career path.  That side of things doesn't really get me excited. Plus, all of my friends that are taking MBA courses say that it's nothing special. It's just going to be another thing you put on your resume.  Which might not be such a bad thing, but for me it doesn't seem to make sense right now to pursue that avenue. I would love to hear from people on their reasons for choosing to pursue higher education or choosing not to or choosing to postpone it until further notice. As for me, I think I'll postpone until further notice. There's so much more for me to learn through real work experience and my natural curiosity of emerging technologies.